Your Managed Care Options: HMO, PPO, EOS, or POS
Shopping for health insurance coverage requires you to consider many factors that can make the experience seem confusing at best and daunting at worst. You have to consider the cost of monthly premiums, as well as how much you can afford to pay out-of-pocket for a...
Open Enrollment 2023: Everything You Need to Know
It has become an annual ritual in the same type of tradition as shopping the day after Christmas and celebrating Independence day with a neighborhood barbecue. We are talking about the open enrollment period that is an integral part of the Affordable Care Act (ACA)....
Prescription Insurance: Everything You Need to Know
Whether you consider different health insurance options within your employer’s plan or shop for a policy during the open enrollment established by the Affordable Care Act (ACA), one of the most important decisions to make concerns the extent of prescription medication...
Why You Should Review Your Health Insurance Policy Yearly
Sometime in January, we look back on what we achieved the year before and set goals for what we want to accomplish for the coming year. In early spring, we clean out our home and organize what is left behind to take us until the following year. Summer is the time of...
5 Tips for Reading a Summary of Benefits and Coverage
Before 2010, understanding a health insurance plan required reading pages upon pages of information that often left policyholders confused at best and at worst, unable to figure out what types of services they received that helped them live a healthy lifestyle....
What is Preventive Care and Does My Health Insurance Cover the Cost?
Your physician emphasizes the importance of having it. Renowned medical experts go on live television programs extolling its virtues. Even your health insurance company stresses the importance of it for your health insurance policy. Yet, you are not sure what it...
Top Health Insurance Questions Answered
Shopping for the right health insurance policy can be a complex process that raises more questions than answers. What is a deductible? What is the difference between copayment and coinsurance? How does the Affordable Care Act (ACA) influence my decision on buying the...
How Much Does ACA Health Insurance Cost?
Shopping for health insurance can trigger an incredible amount of stress and frustration. You have to deal with a wide variety of complex terms, as well as stay on top of the rapid changes written into healthcare legislation by the United States Congress. If you are...
Will I Lose Medicaid Coverage in 2022?
We live in uncertain times because of a once-in-a-lifetime public health crisis. Perhaps no other part of our lives has taken a more significant hit than how we secure ample health insurance coverage. The COVID-19 pandemic caused a tremendous amount of stress on the...
What Do I Need to Know About the New Special Enrollment Period?
After months of discussions, the United States Department of Health and Human Services unveiled a new special enrollment period (SEP) in September of 2021. For states that participate in the Healthcare.gov health insurance program, the new SEP allows eligible...
