
Hospital Indemnity Insurance: Everything You Need to Know
Are you prepared for unexpected hospital bills? The average cost of a three-day hospital stay in the US is a staggering $30,000. Even with health insurance or off-marketplace options, out-of-pocket expenses can lead to financial turmoil and a lot of stress for you and...

Are Health Insurance Premiums Rising Or Falling?
The landscape of health insurance premiums has been subject to fluctuations over the years. Policyholders are now getting curious about the direction in which costs are headed. Since COVID-19, healthcare claims rise and medical inflation has surged. However, after the...

How Age Affects Your Health Insurance Premium
Health insurance is a vital aspect of safeguarding one's well-being and financial security. As we age, a common question that arises is how age affects health insurance premiums. At the same time, the significance of health insurance becomes even more pronounced. In...

Understanding Coinsurance in Health Insurance
Health insurance can be a complex topic, and one aspect that often confuses policyholders is coinsurance. In this blog post, we will delve into the concept of coinsurance in health insurance, explaining what it is, how it works, and why it is important for...

How to Save Money on Health Insurance: Tips for Finding Affordable Coverage
Health insurance is just like any consumer product: You search for the best plan that charges the most reasonable price. Although buying a health insurance policy is a crucial part of staying healthy, the rising high costs of plans can leave you feeling under the...

Friday Health Plans Shutting Down: Your Options For Coverage
Imagine waking up one morning to discover you no longer have health insurance. The reason for the sudden lack of health insurance coverage is not because your policy expired or you failed to make a monthly premium payment. Instead, the reason for the expiration of...

How Do I Know if My Doctor is In-Network?
Shopping for health insurance requires the consideration of several factors, including cost and the extent of coverage. One of the factors omitted by many consumers concerns the list of doctors that operate within a network established by an insurance company. In...

The Top Health Insurance Providers: Reviews, Cost Comparisons, and Coverage Options
Shopping for health insurance is like shopping for other types of consumer products. The goal is to find a policy that delivers the most benefits, while at the same time fitting within your budget. Although skimping on health insurance can cost you a considerable...

How Pre-Existing Conditions Affect Health Insurance Coverage
For far too long, consumers faced a highly problematic Catch-22 when it came to purchasing health insurance. Some consumers stayed healthy throughout the lifespan of a health insurance plan, which meant they never leaned on their policies for financial support. On the...

Maximizing the Benefits of Your Health Savings Account (HSA)
Buying health insurance represents one of the most important personal finance decisions you can ever expect to make. Without the proper amount of health insurance coverage, you might find yourself falling into a deep financial hole as the result of rapidly rising...