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Open Enrollment Primer: Federal, State, or Partnership?

Open Enrollment Primer: Federal, State, or Partnership?

Health insurance is a complicated topic. From trying to understand the alchemy of picking a coverage level to seeing if you will be able to keep your doctor under a new plan, it’s often a challenge to get what you want and need out of your health coverage....

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Open Enrollment Begins November 1: What Can You Expect?

Open Enrollment Begins November 1: What Can You Expect?

2020 has been a challenging year for many individuals. Following the outbreak of the coronavirus and the subsequent lockdowns, many Americans have seen changes in their living and working situations. While some have benefitted, embracing work from home and realizing...

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Managing Health Insurance During and After a Divorce

Managing Health Insurance During and After a Divorce

The lockdowns, turmoil, and election year coverage have presented us with a lot of intriguing situations. We’re consuming more media than ever, we’re spending more time in the house, and we’re seeing our significant others a lot more. For Better or for Worse? New...

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Are You Eligible for an ACA Subsidy or Tax Credit?

Are You Eligible for an ACA Subsidy or Tax Credit?

ACA subsidies were a core part of the term “affordable” in the Accordable Care Act. When paired with cost sharing programs for very low income individuals, these two systems were designed to reduce the ongoing costs associated with obtaining insurance and care....

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Health Insurance Basics: What is a Preexisting Condition?

Health Insurance Basics: What is a Preexisting Condition?

Preexisting conditions have long been a touchy subject in the health insurance world, and will continue to be a flashpoint as the ACA debate keeps playing out in every election. But what are they and how do they affect your coverage? We discuss what this means in...

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Choosing Your Health Insurance Network: HMO or PPO?

Choosing Your Health Insurance Network: HMO or PPO?

Over the past few months, you’ve probably experienced some kind of changes. For many, especially those who lost their job or health insurance coverage, one of these changes may have been your first ever look at health insurance that didn’t come from an employer....

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Insurance on Your Insurance: Should You Invest in Gap Coverage?

Insurance on Your Insurance: Should You Invest in Gap Coverage?

One of the many ‘trendy’ insurance offerings in the past two decades, supplemental health coverage’s popularity grew alongside in tandem with rising healthcare costs and increased use of high deductible health plans. What is Gap Insurance? As the title of this article...

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