Second Medical Opinion: Is It Covered by My Health Insurance?
It is something that we seek when we receive negative news that concerns our health. Widely regarded as an important step of the research process, getting a second medical opinion appears to be a pragmatic way to address a health issue. However, most of us do not try...
Taking Advantage of Your Health Insurance Benefits When You’re Healthy
When you think of health insurance, you probably think of it as a good idea that comes in handy whenever you are sick or injured. A health insurance policy is like a rainy day fund. Instead of needing money to fight off a financial setback, health insurance represents...
Your Managed Care Options: HMO, PPO, EOS, or POS
Shopping for health insurance coverage requires you to consider many factors that can make the experience seem confusing at best and daunting at worst. You have to consider the cost of monthly premiums, as well as how much you can afford to pay out-of-pocket for a...
Open Enrollment 2023: Everything You Need to Know
It has become an annual ritual in the same type of tradition as shopping the day after Christmas and celebrating Independence day with a neighborhood barbecue. We are talking about the open enrollment period that is an integral part of the Affordable Care Act (ACA)....
Prescription Insurance: Everything You Need to Know
Whether you consider different health insurance options within your employer’s plan or shop for a policy during the open enrollment established by the Affordable Care Act (ACA), one of the most important decisions to make concerns the extent of prescription medication...
Why You Should Review Your Health Insurance Policy Yearly
Sometime in January, we look back on what we achieved the year before and set goals for what we want to accomplish for the coming year. In early spring, we clean out our home and organize what is left behind to take us until the following year. Summer is the time of...
5 Tips for Reading a Summary of Benefits and Coverage
Before 2010, understanding a health insurance plan required reading pages upon pages of information that often left policyholders confused at best and at worst, unable to figure out what types of services they received that helped them live a healthy lifestyle....
What is Preventive Care and Does My Health Insurance Cover the Cost?
Your physician emphasizes the importance of having it. Renowned medical experts go on live television programs extolling its virtues. Even your health insurance company stresses the importance of it for your health insurance policy. Yet, you are not sure what it...
Top Health Insurance Questions Answered
Shopping for the right health insurance policy can be a complex process that raises more questions than answers. What is a deductible? What is the difference between copayment and coinsurance? How does the Affordable Care Act (ACA) influence my decision on buying the...
How Much Does ACA Health Insurance Cost?
Shopping for health insurance can trigger an incredible amount of stress and frustration. You have to deal with a wide variety of complex terms, as well as stay on top of the rapid changes written into healthcare legislation by the United States Congress. If you are...
