Open Enrollment 2024: 10 Changes to Be Aware Of
The annual Open Enrollment Period (OEP) is a crucial time for Americans to secure health insurance coverage for the year ahead. It's a window of opportunity that allows individuals and families to enroll in various major medical health insurance plans or ACA-compliant...
Navigating the Open Enrollment Period for 2024 Healthcare Coverage
As we approach 2024, it's time to prepare for an annual ritual that has become as ingrained in our lives as holiday shopping and backyard barbecues—open enrollment for healthcare coverage. This essential period, a cornerstone of the Affordable Care Act (ACA), offers...
Did You Lose Your Health Insurance? Here’s What You Need to Know
Losing your health insurance can be a daunting experience, to say the least., but it's essential to know that you have options available to secure coverage quickly. Statistics report that by 2026, about 22 million people will likely lose their health coverage due to...
Hospital Indemnity Insurance: Everything You Need to Know
Are you prepared for unexpected hospital bills? The average cost of a three-day hospital stay in the US is a staggering $30,000. Even with health insurance or off-marketplace options, out-of-pocket expenses can lead to financial turmoil and a lot of stress for you and...
Are Health Insurance Premiums Rising Or Falling?
The landscape of health insurance premiums has been subject to fluctuations over the years. Policyholders are now getting curious about the direction in which costs are headed. Since COVID-19, healthcare claims rise and medical inflation has surged. However, after the...
How Age Affects Your Health Insurance Premium
Health insurance is a vital aspect of safeguarding one's well-being and financial security. As we age, a common question that arises is how age affects health insurance premiums. At the same time, the significance of health insurance becomes even more pronounced. In...
Understanding Coinsurance in Health Insurance
Health insurance can be a complex topic, and one aspect that often confuses policyholders is coinsurance. In this blog post, we will delve into the concept of coinsurance in health insurance, explaining what it is, how it works, and why it is important for...
How to Save Money on Health Insurance: Tips for Finding Affordable Coverage
Health insurance is just like any consumer product: You search for the best plan that charges the most reasonable price. Although buying a health insurance policy is a crucial part of staying healthy, the rising high costs of plans can leave you feeling under the...
Friday Health Plans Shutting Down: Your Options For Coverage
Imagine waking up one morning to discover you no longer have health insurance. The reason for the sudden lack of health insurance coverage is not because your policy expired or you failed to make a monthly premium payment. Instead, the reason for the expiration of...
How Do I Know if My Doctor is In-Network?
Shopping for health insurance requires the consideration of several factors, including cost and the extent of coverage. One of the factors omitted by many consumers concerns the list of doctors that operate within a network established by an insurance company. In...