What Are Your Options for Securing Health Insurance Outside of Open Enrollment?
Securing health insurance on your own is often a tricky proposition. Especially for those who have received coverage through an employer, understanding the terms, conditions, and other nuances in the insurance enrollment and use can leave people with more questions...
Should You Consider a Health Savings Account in Your Insurance?
Open Enrollment is coming to an end. In just under a week (December 15), consumers not eligible for a special enrollment period will be unable to enroll for health insurance through the Federal Marketplace. If you intended to apply for coverage on the Federal (and...
Understanding Your Off-Marketplace Options
Open Enrollment is upon us, and that means that millions of Americans will be securing health coverage for 2021 using the Federal and State Marketplaces. But with the ACA individual mandate reduced to zero in many states, you might have additional options that could...
Going Off Marketplace for Health Coverage: Understanding Your Options
It’s November 2, and that means two things: You’re going to start hearing Christmas music and you have a chance to enroll on the healthcare marketplace. November 1 brought upon both of these, and if you’re looking to understand your insurance options, we can help....
Navigator vs. Broker: Who Should You Turn to for Help During Open Enrollment?
Open Enrollment is just a few short weeks away, and for those who have never had to enroll in health insurance from anyone besides their employer, this may be uncharted territory. Health insurance is vital, and is there to protect you from unbearable debt in the event...
Open Enrollment Primer: Federal, State, or Partnership?
Health insurance is a complicated topic. From trying to understand the alchemy of picking a coverage level to seeing if you will be able to keep your doctor under a new plan, it’s often a challenge to get what you want and need out of your health coverage....
Open Enrollment Begins November 1: What Can You Expect?
2020 has been a challenging year for many individuals. Following the outbreak of the coronavirus and the subsequent lockdowns, many Americans have seen changes in their living and working situations. While some have benefitted, embracing work from home and realizing...
Managing Health Insurance During and After a Divorce
The lockdowns, turmoil, and election year coverage have presented us with a lot of intriguing situations. We’re consuming more media than ever, we’re spending more time in the house, and we’re seeing our significant others a lot more. For Better or for Worse? New...
Are You Eligible for an ACA Subsidy or Tax Credit?
ACA subsidies were a core part of the term “affordable” in the Accordable Care Act. When paired with cost sharing programs for very low income individuals, these two systems were designed to reduce the ongoing costs associated with obtaining insurance and care....
Health Insurance Basics: What is a Preexisting Condition?
Preexisting conditions have long been a touchy subject in the health insurance world, and will continue to be a flashpoint as the ACA debate keeps playing out in every election. But what are they and how do they affect your coverage? We discuss what this means in...
