Missed Open Enrollment? How to Get Health Insurance After Open Enrollment
It is a relatively short window, but it is a window that remains open for around 15 percent of the year. Winter holiday distractions can make the relatively short window much shorter. Combined with the relatively short window is a marketing campaign that does not seem...
I Need Health Insurance Now! Here’s Where to Start
It is one of the most important decisions we ever make and yet, many of us put it off until a crisis hits or a sudden wave of worry overcomes us at an unexpected moment. We are talking about enrolling in a health insurance plan. Investing in your health by purchasing...
Everything You Need to Know About Your Monthly Health Insurance Cost
One of the most important items on your monthly personal budget list is also one of the most difficult items to calculate a value for because of several reasons. We are talking about budgeting for health insurance, which consists of several cost factors that most...
High-Deductible Health Plan: How it Works + Advantages/Disadvantages
You have many choices when it comes to paying for health insurance coverage. Even if your employer pays for most, if not all of your monthly health insurance plan, the coverage that you select might still have significant tax consequences that determine the type of...
Open Enrollment 2023: Tips for Handling Re-Enrollment
It is an annual event, although it does not have the festive appeal of Halloween nor the spiritual implications behind the celebration of a religious holiday. The more than two-month event often sneaks up on people, which means they do not give it much thought until...
Open Enrollment 2023: 5 Changes to Be Aware Of
The open enrollment period for the 2023 Affordable Care Act (ACA) represents the 10th anniversary of the health insurance marketplace offering policies to new enrollees. Starting in most states on November 1, 2022, and running until January 15, 2023, the open...
Second Medical Opinion: Is It Covered by My Health Insurance?
It is something that we seek when we receive negative news that concerns our health. Widely regarded as an important step of the research process, getting a second medical opinion appears to be a pragmatic way to address a health issue. However, most of us do not try...
Taking Advantage of Your Health Insurance Benefits When You’re Healthy
When you think of health insurance, you probably think of it as a good idea that comes in handy whenever you are sick or injured. A health insurance policy is like a rainy day fund. Instead of needing money to fight off a financial setback, health insurance represents...
Your Managed Care Options: HMO, PPO, EOS, or POS
Shopping for health insurance coverage requires you to consider many factors that can make the experience seem confusing at best and daunting at worst. You have to consider the cost of monthly premiums, as well as how much you can afford to pay out-of-pocket for a...
Open Enrollment 2023: Everything You Need to Know
It has become an annual ritual in the same type of tradition as shopping the day after Christmas and celebrating Independence day with a neighborhood barbecue. We are talking about the open enrollment period that is an integral part of the Affordable Care Act (ACA)....
