Choosing Your Health Insurance Network: HMO or PPO?
Over the past few months, you’ve probably experienced some kind of changes. For many, especially those who lost their job or health insurance coverage, one of these changes may have been your first ever look at health insurance that didn’t come from an employer....
Understanding the Different Metals When Looking at Health Insurance on the Marketplace
Often the process of buying health insurance can be a confusing topic—especially for those of us who have never had to do it on our own. But with the recent economic challenges, that may have been just the case. Following our last articles exploring some of your most...
Insurance on Your Insurance: Should You Invest in Gap Coverage?
One of the many ‘trendy’ insurance offerings in the past two decades, supplemental health coverage’s popularity grew alongside in tandem with rising healthcare costs and increased use of high deductible health plans. What is Gap Insurance? As the title of this article...
Furlough vs. Layoff: How Does Each Affect Your Health Insurance?
As we enter month three of the COVID-19 shutdowns (and month five of the outbreak), companies continue to face economic uncertainty. While it may feel like there is a light at the end of the tunnel—and there’s hope recovery from the outbreak will be swift, companies...
COBRA vs. Marketplace Coverage: Your Options in the Event of Job Loss
It’s a tough time for a lot of businesses right now. It’s a tougher time for a lot of people. Somewhere between government mandated shutdowns, low consumer confidence, and limited operations for a lot of businesses, the unemployment rate has skyrocketed. Whether in...
What Are the Federal/Marketplace Essential Health Benefits?
Health insurance is a complicated—and often touchy subject. A complex web of regulations, definitions, costs, and options, if you haven’t gone through the process, the seemingly endless set of choices can seem overwhelming. Paired with the removal of the ‘shared...
Understanding The Special COVID-19 Qualifying Life Event
One way or another, we’ve all been impacted by the COVID-19 outbreak. Whether impacting you, a family member, or your workplace, the severity of the pandemic has closed down businesses, created panic, and put stress on our home lives. Understandably, this is naturally...
Insurance Basics: Short-Term Health Insurance
Health insurance. It’s one of those necessities. It’s also one of those things that you don’t think about too often—that is, until you don’t have it. Whether you decided to retire early, experienced a layoff or furlough, or opted to venture out on your own to start a...
