by insurancebh | May 4, 2021 | Basics
Despite simply referring to the cost you pay each month, premiums are the part of your healthcare spending where much of the math is already done for you. In turn, this is why there are constant complaints over the cost of healthcare often refer to the premium rather...
by insurancebh | Apr 19, 2021 | Basics
If you’re looking at health insurance, you’re going to have a bunch of terms to understand and decisions to make. Should you choose an HMO or PPO? What’s the difference between a small-network PPO and large network PPO? If you’re on the marketplaces, what does a...
by insurancebh | Feb 16, 2021 | Basics
Health insurance is complicated. Whether it’s finding a doctor included in your network, understanding what everything costs, or finding out what’s covered, making sense of your coverage is known to cause a few headaches—just trying to make sense of the basics such as...
by insurancebh | Feb 2, 2021 | Basics
Searching for health insurance is complex. During the time spent seeking out a health plan that’s right for you, you’re going to need to figure out if the health plan meets your preferred balance between monthly cost and out of pocket, provides access to the doctors...
by insurancebh | Jan 18, 2021 | Basics
The year has begun, insurance secured on the exchanges has started, and for those with calendar-year (marketplace) plans, the clock has reset on deductibles and out-of-pocket maximums. But what is an out-of-pocket maximum and how does your limit affect your healthcare...
by insurancebh | Jan 4, 2021 | Basics
Americans may have not gotten a $2,000 check in the latest COVID relief package, but they may have gotten something better—an end to surprise medical billing. A practice lamented for its lack of transparency, hospitals and providers will need to end the practice of...
